Receive Georgia vehicle insurance quotes from multiple companies. Compare auto insurance rates and save.

Enter your zipcode for
a FREE auto Insurance
Quote


Zipcode 
Are you insured?

What a Fender Bender Means to Car Insurance Rates

An accident, aside from being a traumatic event, is also confusing and financially devastating. There are many different things to deal with, not the least of which is car insurance. Even a little ding or fender bender could have great effect financially in Georgia, regardless of who was at fault.

Right Then and There
The Internet is filled with advice that states paying out of pocket, at the scene is the best course for a fender bender. Do not heed this advice. No money should exchange hands in either direction.

The Higher the Deductible, the Lower the Premium
Car accidents, even small ones, are never pleasant and never cheap. Still, having a very low deductible will probably cost more money in the end. Raising the deductible will lower the general cost of insurance premiums, which will save money on auto insurance.

An accident under a high deductible will cost more money out of pocket, but most people will never be in enough accidents to justify the additional regular cost to car insurance. Drivers who are almost never involved in an accident will save a surprising amount of money.

Prepare For Whatever Might Happen
Along with proof of insurance, keep a pen and some paper handy. It is a very good idea to get the contact information of everyone involved in an accident, including passengers, witnesses, and law enforcement officials. License plate numbers should be included in this information, along with the types of car involved, insurance information, and as much detail as can be recorded at that point.

Two are two very important things to remember that are often forgotten in the confusion of the moment. First, never admit fault, at least not on the scene. Second, have a camera available to take pictures, which are much better evidence than memory. Everyone one sees things differently, but a photograph is indisputable.

Drivers who have suffered through a fender bender and now have accordingly higher insurance rates can still shop around for an insurance company that will offer lower premiums. There are even auto companies that specialize in insuring drivers who have been through such ordeals. They can offer reasonable rates for “high-risk” drivers, and help offset the costs of recovery.

Even a little accident can have big consequences, but there is no need for it to be financially ruinous, if a few precautions are taken.

Affordable Auto Insurance - Compare Quotes

Appling County Auto Insurance
Jefferson County Auto Insurance
Atkinson County Auto Insurance
Jenkins County Auto Insurance
Bacon County Auto Insurance
Johnson County Auto Insurance
Baker County Auto Insurance
Jones County Auto Insurance
Baldwin County Auto Insurance
Lamar County Auto Insurance
Banks County Auto Insurance
Lanier County Auto Insurance
Barrow County Auto Insurance
Laurens County Auto Insurance
Bartow County Auto Insurance
Lee County Auto Insurance
Ben Hill County Auto Insurance
Liberty County Auto Insurance
Berrien County Auto Insurance
Lincoln County Auto Insurance
Bibb County Auto Insurance
Long County Auto Insurance
Bleckley County Auto Insurance
Lowndes County Auto Insurance
Brantley County Auto Insurance
Lumpkin County Auto Insurance
Brooks County Auto Insurance
Macon County Auto Insurance
Bryan County Auto Insurance
Madison County Auto Insurance
Bulloch County Auto Insurance
Marion County Auto Insurance
Burke County Auto Insurance
Mcduffie County Auto Insurance
Butts County Auto Insurance
Mcintosh County Auto Insurance
Calhoun County Auto Insurance
Meriwether County Auto Insurance
Camden County Auto Insurance
Miller County Auto Insurance
Candler County Auto Insurance
Mitchell County Auto Insurance
Carroll County Auto Insurance
Monroe County Auto Insurance
Catoosa County Auto Insurance
Montgomery County Auto Insurance
Charlton County Auto Insurance
Morgan County Auto Insurance
Chatham County Auto Insurance
Murray County Auto Insurance
Chattahoochee County Auto Insurance
Muscogee County Auto Insurance
Chattooga County Auto Insurance
Newton County Auto Insurance
Cherokee County Auto Insurance
Oconee County Auto Insurance
Clarke County Auto Insurance
Oglethorpe County Auto Insurance
Clay County Auto Insurance
Paulding County Auto Insurance
Clayton County Auto Insurance
Peach County Auto Insurance
Clinch County Auto Insurance
Pickens County Auto Insurance
Cobb County Auto Insurance
Pierce County Auto Insurance
Coffee County Auto Insurance
Pike County Auto Insurance
Colquitt County Auto Insurance
Polk County Auto Insurance
Columbia County Auto Insurance
Pulaski County Auto Insurance
Cook County Auto Insurance
Putnam County Auto Insurance
Coweta County Auto Insurance
Quitman County Auto Insurance
Crawford County Auto Insurance
Rabun County Auto Insurance
Crisp County Auto Insurance
Randolph County Auto Insurance
Dade County Auto Insurance
Richmond County Auto Insurance
Dawson County Auto Insurance
Rockdale County Auto Insurance
Decatur County Auto Insurance
Schley County Auto Insurance
Dekalb County Auto Insurance
Screven County Auto Insurance
Dodge County Auto Insurance
Seminole County Auto Insurance
Dooly County Auto Insurance
Spalding County Auto Insurance
Dougherty County Auto Insurance
Stephens County Auto Insurance
Douglas County Auto Insurance
Stewart County Auto Insurance
Early County Auto Insurance
Sumter County Auto Insurance
Echols County Auto Insurance
Talbot County Auto Insurance
Effingham County Auto Insurance
Taliaferro County Auto Insurance
Elbert County Auto Insurance
Tattnall County Auto Insurance
Emanuel County Auto Insurance
Taylor County Auto Insurance
Evans County Auto Insurance
Telfair County Auto Insurance
Fannin County Auto Insurance
Terrell County Auto Insurance
Fayette County Auto Insurance
Thomas County Auto Insurance
Floyd County Auto Insurance
Tift County Auto Insurance
Forsyth County Auto Insurance
Toombs County Auto Insurance
Franklin County Auto Insurance
Towns County Auto Insurance
Fulton County Auto Insurance
Treutlen County Auto Insurance
Gilmer County Auto Insurance
Troup County Auto Insurance
Glascock County Auto Insurance
Turner County Auto Insurance
Glynn County Auto Insurance
Twiggs County Auto Insurance
Gordon County Auto Insurance
Union County Auto Insurance
Grady County Auto Insurance
Upson County Auto Insurance
Greene County Auto Insurance
Walker County Auto Insurance
Gwinnett County Auto Insurance
Walton County Auto Insurance
Habersham County Auto Insurance
Ware County Auto Insurance
Hall County Auto Insurance
Warren County Auto Insurance
Hancock County Auto Insurance
Washington County Auto Insurance
Haralson County Auto Insurance
Wayne County Auto Insurance
Harris County Auto Insurance
Webster County Auto Insurance
Hart County Auto Insurance
Wheeler County Auto Insurance
Heard County Auto Insurance
White County Auto Insurance
Henry County Auto Insurance
Whitfield County Auto Insurance
Houston County Auto Insurance
Wilcox County Auto Insurance
Irwin County Auto Insurance
Wilkes County Auto Insurance
Jackson County Auto Insurance
Wilkinson County Auto Insurance
Jasper County Auto Insurance
Worth County Auto Insurance
Jeff Davis County Auto Insurance
Enter your zipcode for
your FREE Insurance
Quote

Zipcode 
Are you insured?


Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY


Service may not be free in all areas
Copyright ©2025 OpenAuto, Inc., except vehicle information . All Rights Reserved.