Get USA auto insurance quotes. Save money when you compare car insurance rates

Enter your zipcode for
a FREE auto Insurance

Are you insured?

Average Auto Insurance

What is the average rate paid by people for insurance in USA? It certainly is a common question asked by policy holders. The answer to that question will lie in where your location is.

To start off, Yes, There is a national figure for the average rate of insurance. The National Association of Insurance Commissioners yearly publishes reports on the National expenditure. However, relying on this in determining what you should be paying is not a good idea. In determining the average rate it is better that you consider the rates in the area in which you reside in. There are yearly reports on the insurance figures per state and cities. Unsurprisingly, insurance rates vary with location. This is because factors such as population, crime rate and accident ratio vary with each given location. Insurance companies use these factors in calculating rates.

A person living in a low density area for instance would undoubtedly pay lower rates than an individual who lived in a heavily populated city. Insurance companies reflect the perceived/calculated risk in their rates. The higher the risk, the higher the rate.

In deciding how much you should expect to pay, it is important that you take into consideration the area in which you want to settle in. Recent estimates of Washington DC put the average rate at a thousand dollars. This is significantly higher than areas like Nebraska, Kansas and North Dakota where you can get rates for as low $500. Whilst you might expect areas like North Carolina to have low rates, certain factors like its propensity for hurricanes, increases its risk factor and premiums accordingly.

People that live in State capitals will generally pay more insurance than those who live in the country side. In 2006, whilst the average income for Michigan was estimated to be $980, the average for Detroit was as high as $5000. The cities of Philadelphia and Los Angeles had averages topping $3000 despite a state estimated average of $850.

Given the vast discrepancies, it is therefore important that, in using average figures, you use the figures involved in your area. Depending on the figures found in Norfolk when you live in Hempstead will give you misinformed complacency of what to expect.

To get the best prices available to you in your area do some research before choosing a provider. Comparing prices between the insurance companies in your area will keep you better informed on what to expect. Your rates can further be dropped by employing effective methods. For instance, Companies provide various discounts and by careful planning, it is possible to make full benefits of these options.

Affordable Auto Insurance - Compare Quotes

Alabama Auto Insurance
Montana Auto Insurance
Alaska Auto Insurance
Nebraska Auto Insurance
American Samoa Auto Insurance
Nevada Auto Insurance
Arizona Auto Insurance
New Hampshire Auto Insurance
Arkansas Auto Insurance
New Jersey Auto Insurance
California Auto Insurance
New Mexico Auto Insurance
Colorado Auto Insurance
New York Auto Insurance
Connecticut Auto Insurance
North Carolina Auto Insurance
Delaware Auto Insurance
North Dakota Auto Insurance
District Of Columbia Auto Insurance
Northern Mariana Islands Auto Insurance
Federated States of Micronesia Auto Insurance
Ohio Auto Insurance
Florida Auto Insurance
Oklahoma Auto Insurance
Georgia Auto Insurance
Oregon Auto Insurance
Guam Auto Insurance
Palau Auto Insurance
Hawaii Auto Insurance
Pennsylvania Auto Insurance
Idaho Auto Insurance
Puerto rico Auto Insurance
Illinois Auto Insurance
Rhode Island Auto Insurance
Indiana Auto Insurance
South Carolina Auto Insurance
Iowa Auto Insurance
South Dakota Auto Insurance
Kansas Auto Insurance
Tennessee Auto Insurance
Kentucky Auto Insurance
Texas Auto Insurance
Louisiana Auto Insurance
Utah Auto Insurance
Maine Auto Insurance
Vermont Auto Insurance
Marshall Islands Auto Insurance
Virgin Islands Auto Insurance
Maryland Auto Insurance
Virginia Auto Insurance
Massachusetts Auto Insurance
Washington Auto Insurance
Michigan Auto Insurance
West Virginia Auto Insurance
Minnesota Auto Insurance
Wisconsin Auto Insurance
Mississippi Auto Insurance
Wyoming Auto Insurance
Missouri Auto Insurance
Enter your zipcode for
your FREE Insurance

Are you insured?

Atlanta | Boston | Chicago | Denver | Las Vegas | Los Angeles | Miami | Orlando | Phoenix | San Diego | San Francisco | Seattle
AL - AK - AZ - AR - CA - CO - CT - DE - FL - GA - HI - ID - IL - IN - IA - KS - KY - LA - ME - MD - MA - MI - MN - MS - MO - MT - NE
NV - NH - NJ - NM - NY - NC ND - OH - OK - OR - PA - RI - SC - SD - TN - TX - UT - VT - VA - WA - WV - WI - WY

Service may not be free in all areas
Copyright ©2022 OpenAuto, Inc., except vehicle information . All Rights Reserved.